How to Spot Fake U.S. Stimulus Money Scams

The stimulus check is a one-time amount of $600 that is available to every qualified American. Although there are talks of a $2,000 stimulus check to be issued in 2021, it is still unconfirmed. The $600 stimulus check, however, has been confirmed and they will be sent to individuals who qualify and individuals who have submitted necessary information to the IRS. 

To know if you qualify for the stimulus check you can read this article. If you are qualified you can learn more about it on the official IRS website. The official IRS site is the only site linked here is the only site you should be registering any information. There are a lot of stimulus money scams going around and you must be able to avoid them. These scams will often ask for very sensitive information such as your bank account number, your social security number, and more personal information. Here are 9 ways to spot fake stimulus money scams.

  1. Unconfirmed Sources – If the information is not coming from the official IRS site linked above. The IRS has also published an article detailing how to spot these scams. You can find this article here. The IRS will never change their website or have a “secret” or “special” website for certain people. That is one of the ways by which people get scammed.
  1. Promises Quick Results – The IRS will never promise quick results or results within a day. There is an official procedure and it takes time. These scams will often promise faster results than the ones you’ll see on the official IRS website. They are scams and should not be trusted.
  1. Available to People Who Do Not Qualify – We have linked an article above that discusses who qualifies and who doesn’t qualify for the stimulus check. You must read it. If you do not qualify, any emails or text messages claiming there is a special way or a last-minute exception just for you is most likely false. Once again, all important information will always be on the IRS Website.
  1. Asks For Sensitive Information On Unconfirmed Sites – The IRS will never ask you to fill in the information on a third party website. You might need to exercise patience because the application process may be slow due to the sheer number of people trying to apply however, there should be no “alternative” website.
  1. No Text Messages – The IRS will not send you text messages asking you for any information or confirmation.
  1. Official Term – The IRS doesn’t call it the “stimulus check” but rather an “economic impact payment.” Despite this, the IRS will not send you a text. It doesn’t matter which term is adopted.
  1. No Emails – If the IRS needs to reach you they will send a physical letter delivered by the US Postal service. They do not send emails.
  1. The Stimulus Check Is Free And There Are No Refunds – The Stimulus check is free and you are not to refund the US government. It currently sits at $600 for those who earn less than $75,000 for an individual and $150,000 for a couple. There are some exceptions and you can find a detailed explanation here
  1. The Irs Doesn’t Require Tax Returns From Retirees – If you are retired the IRS will not ask for tax forms or information.

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